Who Can Apply?

• Salaried Individuals
• Credit Score above 700
• Minimum income: ₹40,000/month (metro cities), ₹30,000/month (other cities)
• Minimum 1 year of total work experience

Age Requirement

• Applicants must be between 20 to 58 years

Required Documents

	Identity Proof (Any one of the following)		Address Proof (Any one of the following)	Other Mandatory Documents:
	Passport Voter ID Driving License PAN Card (Mandatory) Aadhaar Card (Mandatory)		Piped Gas Bill Electricity Bill Aadhaar Card	Last 3 months' Salary Slips Last 3 months' Salary Account Bank Statement

Loan Example & EMI Calculation

If Megha applies for a personal loan of ₹3 Lakhs at an 11.99% interest rate with a 5-year tenure, her EMI would be ₹6,672 per month.

• Total repayment amount after 5 years: ₹4,00,309
• Total interest paid: ₹1,00,309
• One-time processing fee (2%): ₹6,000
• Stamp duty charges: ₹500

Loan Terms & Conditions:

• Repayment Period: 1 year to 7 years
• Annual Percentage Rate (APR): 10.5% to 17%
• Processing Fees: 1% to 2%
• Stamp Duty Charges: ₹500

👉 Use Our EMI Calculator

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